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Housing Market Updates | Blog

Tuesday, December 13, 2022   /   by Laura Miller Edwards Realty Group

Why There Won’t Be a Flood of Foreclosures Coming to the Housing Market

With the rapid shift that’s happened in the housing market this year, some people are raising concerns that we’re destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what’s happening today and the bubble in the early 2000s.
One of the reasons this isn’t like the last time is the number of foreclosures in the market is much lower now. Here’s a look at why there won’t be a wave of foreclosures flooding the market.
Not as Many Homeowners Are in Trouble This Time
After the last housing crash, over nine million households lost their homes due to a foreclosure, short sale, or because they gave it back to the bank. This was, in large part, because of more relaxed lending standards where people could take out mortgages they ultimately couldn’t afford. Those lending practices led to a wave of distressed properties which made their way into the market and caused home values to p ...

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  for buyers, for sellers, housing market updates, foreclosures

Tuesday, December 6, 2022   /   by Laura Miller Edwards Realty Group

Should You Update Your House Before You Sell? Ask a Real Estate Professional. [INFOGRAPHIC]

Some Highlights
You may be wondering what needs to be renovated before you sell your house. In today’s shifting market, making your house appealing is more important than ever.

That’s why it’s essential to lean on a real estate professional with in-depth knowledge of today’s housing market. They know what buyers are looking for and how to highlight any upgrades you make.

Let’s connect so you know where to focus your efforts so your house will stand out in today’s market.

This blog post previously appeared on https://www.simplifyingthemarket.com/en/2022/11/18/should-you-update-your-house-before-you-sell-ask-a-real-estate-professional-infographic/?a=106260-312309902871c1f0d820820f58bf8fde. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. and the Laura Miller Edwards Realty Group do not guarantee or warra. ...

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  for sellers, housing market updates, infographics

Tuesday, November 22, 2022   /   by Laura Miller Edwards Realty Group

Home Equity: A Source of Strength for Homeowners Today

Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says:
“. . . don’t expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high levels of home equity, so there likely won’t be a surge in foreclosures.”
Data from the Mortgage Bankers Association (MBA) helps tell this story. It shows the overall percentage of homeowners at risk is decreasing significantly with time (see graph below):
But even though the volume of homeowners at risk is very low, there is still a small percentage of homeowners who may be coming face to face with foreclosure as a possibility today. If you’re facing difficulties yourself, it can help to understand your options. It starts with knowing what foreclosur ...

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  for sellers, housing market updates, foreclosures

Tuesday, November 8, 2022   /   by Laura Miller Edwards Realty Group

3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]

Some Highlights

If you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.
You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?
Let’s connect so you can get answers to these questions and learn about the opportunities you still have in today’s housing market.


This blog post previously appeared on https://www.simplifyingthemarket.com/en/2022/10/21/3-questions-you-may-be-asking-about-selling-your-house-today-infographic/?a=106260-312309902871c1f0d820820f58bf8fde. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. and the Laura Miller Edwards Realty Group do not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Not. ...

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  for sellers, housing market updates, infographics

Tuesday, October 25, 2022   /   by Laura Miller Edwards Realty Group

Perspective Matters When Selling Your House Today

Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift that’s happening today and why it’s still a sellers’ market even during the cooldown.
Fewer Homes for Sale than Pre-Pandemic
While the supply of homes available for sale has increased this year compared to last, we’re still nowhere near what’s considered a balanced market. A recent article from Calculated Risk helps put this year’s increased inventory into context (see graph below):
It shows supply this year has surpassed 2021 levels by over 30%. But the further back you look, the more you’ll understand the big picture. Compared to 2020, we’re just barely above the level of inventory we saw then. And if you go all the way back to 2019, the last normal year in real estate, we’re roughly 40% ...

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  for sellers, housing market updates, pricing