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Tuesday, May 4, 2021   /   by Laura Miller Edwards Realty Group

Should I Buy Now or Wait? [INFOGRAPHIC]

Some Highlights


If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again.



Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both home prices and interest rates.



Buying a home now means you’ll spend less in the long run. Let’s connect to put your homebuying plans in motion before home prices and mortgage rates climb even higher.



This blog post previously appeared on https://www.simplifyingthemarket.com/en/2021/04/30/should-i-buy-now-or-wait-infographic/?a=106260-312309902871c1f0d820820f58bf8fde The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. and the Laura Miller Edwards Realty Group do not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. No. ...

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  real estate market, for buyers, for sellers, housing forecast, housing market updates, mortgage rates, infographics

Wednesday, April 28, 2021   /   by Laura Miller Edwards Realty Group

4 Tips to Maximize the Sale of Your House

Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners leverage to sell for the best possible terms, and it’s fueling a steady rise in home prices.
In such a hot market, houses are selling quickly. According to the National Association of Realtors (NAR), homes are typically on the market for just 18 short days. Despite the speed and opportunity for sellers, there are still steps you can take to prep your house to shine so you get the greatest possible return.
1. Make Buyers Feel at Home
One of the ways to make this happen is to take time to declutter. Pack away any personal items like pictures, awards, and sentimental belongings. The more neutral and tidy the space, the easier it is for a buyer to picture themselves living there. According to the 2021 Profile of Home Staging by NAR:
“82% of buyers’ agents sai ...

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  for sellers

Tuesday, April 20, 2021   /   by Laura Miller Edwards Realty Group

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund.
Using data from the Internal Revenue Service (IRS), it’s estimated that Americans can expect an average refund of $2,925 when filing their taxes this year. The map below shows the average anticipated tax refund by state:Thanks to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down. In addition, Veterans Affairs Loans allow many veterans to put 0% down. You may have heard the common myth that you need to put 20% down when you buy a home, but thankfully for most homebuyers, a 20% down payment isn’t actually required. It’s important to work with your real estate professio ...

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  for buyers, home buying, housing market updates

Tuesday, April 13, 2021   /   by Laura Miller Edwards Realty Group

Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC]

Some Highlights


If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs.



With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home.



With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs.


This blog post previously appeared on https://www.simplifyingthemarket.com/en/2021/04/09/multigenerational-housing-is-gaining-momentum-infographic/?a=106260-312309902871c1f0d820820f58bf8fde. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. and the Laura Miller Edwards Realty Group do not guarante. ...

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  real estate market, for buyers, for sellers, home buying, national association of realtors, housing market updates, infographics

Wednesday, April 7, 2021   /   by Laura Miller Edwards Realty Group

How a Change in Mortgage Rate Impacts Your Homebuying Budget

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares:
“Since January, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.” (See graph below):
When buying a home, it’s important to determine a monthly budget so you can plan for and understand what you can afford. However, when you need to stick to your budget, even a small increase in the mortgage rate can make a big difference.
According to the National Association of Realtors (NAR), today, the median existing-home price is $313,000. Using $300,000 as a simple number close to the median price, here ...

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  real estate market, for buyers, home buying, mortgage rates, national association of realtors